Here's a free cover letter template, which you can use as a guide for what to say in each paragraph of your cover letter. I hope it gives you a sense of structure and helps you focus on how to connect with your reader and point to your resume.
For detailed advice on what to say, read How to Write a Cover Letter or Cover Email.
What about a Cover Email Template?
As you can see, this template is formatted for a hardcopy cover letter. But it can easily be used as an email cover letter template, too. Just use the body of the letter. In other words, there's no need type a heading, date, or inside address in the body of your cover email. Just start with "Dear So-and-So."
Downloadable Cover Letter Templates in Word
The template on this page is an image and cannot be downloaded in Word. If you'd like to download this and other cover letter templates that I created in Word, here's how: Join my Ready-Made Resumes program. Yes, there's a fee, but it's worth it. You get a lot of templates for resumes, cover letters, thank you letters, and more. Check it out!